Insurance Law

Ramhofer Garcia represents policy holders in disputes against insurance companies arising from the denial or the underpayment of a claim. The firm has a specialized knowledge of the insurance claim process and of insurance law. Below are just a few examples of the types of insurance law disputes the firm handles:

First-party Residential and Commercial Property Insurance

• - Denied or underpaid residential or commercial property insurance claim, including but not limited to plumbing, fire and windstorm and hurricane, construction defects, business interruption.

Professional Errors and Omissions

• - Denial of duty to defend or to indemnify a lawyer, doctor, accountant, architect and other licensed professional in malpractice lawsuit.

Commercial General Liability

• - Denial of duty to defend or to indemnify a business and its employees in a bodily injury or property damage lawsuit.

Directors and Officers

• - Denial of a duty to defend a director or officer of a corporation in litigation arising out of actions or inactions taken as a director or officer of the corporation.

Excess Insurance

• - Denial of a duty to defend or indemnify claim on an umbrella policy by excess insurance carrier.